Payments for the adult industry
Legitimate banking for legitimate business.
A licensed PSP serving platforms, studios, and affiliate networks that most banks refuse to serve.
Licensed financial institution
A regulated business operating under European EMI, CASP, and PI licenses.
Payment services for your needs
Business and personal IBAN accounts, fiat and crypto pay-ins and pay-outs.
Dedicated AML framework
Policies, procedures, and a team specially trained to serve the industry.
The problem
Most banks see the adult industry as a risk category. Not a business.
The adult entertainment industry is a regulated, revenue-generating industry. However, due to stereotypes, entire categories of legitimate businesses and the people who work in them get shut out of banking altogether — regardless of how compliant any individual business actually is.
Accounts frozen without warning
A single bank or acquirer can freeze an account with little warning, cutting off revenue overnight.
Creators locked out of banking
Performers, models, and affiliates are often locked out of personal or corporate banking altogether — pushed toward workarounds that are costly or non-compliant.
Risk avoided, not managed
Rather than build the compliance capability to serve this industry responsibly, most institutions simply decline to serve it at all.
What it looks like in the inbox
The letter arrives before the conversation does.
No review, no appeal, no named reason — just a merchant category code and a closure date. This is the paperwork our clients arrive with.
Notice of account closure
As a result of our risk assessment, we hereby notify you that your account will be closed immediately.
Transaction on hold
Payment under review
Your payment has been sent for an additional review for an indefinite period.
Account opening
Your account opening application has been rejected due to the our internal policy.
The solution
We didn't lower the bar to serve the industry. We raised our own competence to meet it.
Apply for accountDaring.
We’re willing to serve an industry that most of the payments world avoids on principle — because we don’t believe a lawful business should be locked out of banking by category alone.
Expert.
That willingness isn’t naive — we spent years building AML and compliance expertise on complicated, high-risk, cross-border clients that mainstream banks decline. That accumulated experience is what makes serving adult entertainment responsibly possible in the first place.
Compliant.
Opening the door doesn’t mean loosening the controls. A dedicated AML framework — policies, procedures, and internal training — has been built specifically for this vertical, ahead of onboarding, so every risk and compliance control stays fully in place.
What we offer
Built for both sides of the business.
Get a full business account and pay performers and affiliate networks in any currency, whether in crypto or fiat.
Business account
Dedicated IBAN accounts for holding client funds and managing operational needs.
On/Off ramp
Convert crypto to fiat and fiat to crypto at an automated OTC desk.
Global mass payouts
Pay performers and affiliates in 24 currencies via SEPA Instant and SWIFT.
Full AML compliance
The company exercises controls in full compliance with AML/CFT laws.
Tailored fees
A flexible approach to pricing, with the option to negotiate terms that are right for you.
How to proceed further
Three steps in.
Apply
Get in touch with us, so we can offer a solution to your problem.
Complete onboarding
Provide all the necessary information so that our AML team can complete an onboarding due diligence.
Start moving money
Get your first IBAN, and start sending and receiving payments.
Answers to your top questions
Talk to us →Yes. Nexpay operates under an EU EMI licence, with a dedicated AML/compliance framework covering the adult industry.